Compliments of the season and good day.I am Fredrick clark,the treasury and planning department manager at the Universal Bank ltd I know you must have received about 20 emails like this everyday, so I have been thinking really hard about how to make mine stand out. I think your profile makes you worth emailing,and i really enjoyed reading what you wrote.I thought we may share some similar interests and I would love to learn more about you. I love life and see the glass half full. I am always mesmerized by the ocean and want the person I am with to feel a connection also. I love to be fun and spontaneous and enjoy each day finding something joyful to smile about? + 1 2-2-5 4-4-2 - 8-3-4-3 and fredrickc 883 g mail